Financial/Investment Markets:

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Financial/Investment Markets:

Financial/Investment Owners:

• Overall Population:
o Bank Deposit Balances: Checking ~10% Yearly Income, Savings ~25% Yearly Income
o Investments: 75%-80% Global Market, 20%-25% Local Market

• High Income/Wealth Population:
o Save: 15%-20%+ of Income
o Investments: 40% Mutual Funds, 40% Pension Funds, 20% Active Private Investors

• Middle Income/Wealth Population:
o Save: 10%-15%+ of Income
o Investments: 47.5% Mutual Funds, 47.5% Pension Funds, 5% Active Private Investors

• Low Income/Wealth Population:
o Save: 5% or Less of Income
o Investments: 80% Pension Funds, 20% Mutual Funds

Investors:

• Active Private Investors:
o Upper Class “accredited investors” that invest in Individual Stocks, Bonds and Private Equity
o Some Middle Class that invest in Individual Stocks and Bonds

• Mutual Funds: ~75% Equity, ~25% Bonds
• Pension Funds (Government and Private): ~57% Traditional Equity, ~10% Private Equity, ~33% Bonds, etc.
• Private Equity (Traditional, Venture Capital, etc.): ~100% Equity
• Financial Firms: Banks ~10%-20% Bonds, Insurance Companies: ~80%+ Bonds

Investing Strategies:

• Index Investing: Invest in Large Basket of Growing or Mature High-Quality Stocks and Bonds Weighted by Market Cap
• Private Equity: Corporate Turn Arounds, Distressed-to-control, etc.
• Venture Capital: Invest in Creation of New Enterprises
• Etc.