Bank loan forgiven

Banking and Finance DLC for Capitalism Lab
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Lucy678
Posts: 11
Joined: Sat Oct 17, 2020 12:07 pm

Bank loan forgiven

Post by Lucy678 »

Is there ever going to be a fix for when a bank goes bankrupt, the loans that the player and AI have taken with that bank are not forgiven. It gives the player free money practically. Seems like an easy fix would be that if a bank goes bankrupt, all AI and player loans are immediately required to be paid back. Another option would be that the central bank take over the remaining loans.
FIIIIIG
Level 2 user
Posts: 29
Joined: Wed Mar 25, 2020 11:07 pm

Re: Bank loan forgiven

Post by FIIIIIG »

I have just recently posted about a similar exploit:

https://www.capitalism2.com/forum/viewt ... f=7&t=8621
jondonnis
Level 5 user
Posts: 283
Joined: Sat Jul 24, 2010 12:53 am

Re: Bank loan forgiven

Post by jondonnis »

Lucy678 wrote: Sat Apr 17, 2021 2:56 am Is there ever going to be a fix for when a bank goes bankrupt, the loans that the player and AI have taken with that bank are not forgiven. It gives the player free money practically. Seems like an easy fix would be that if a bank goes bankrupt, all AI and player loans are immediately required to be paid back. Another option would be that the central bank take over the remaining loans.
I think they should be taken over by the central bank. The player or AI shouldn't be forced to pay them back immediately as it wasn't their fault that bank went bankrupt. As in real life the central bank or creditors would take it over and you'd have to slowly pay them instead.
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