Suggestion and comments

[cantdownloadit]

https://imgur.com/pDQt8sl

When choosing the allocation rates, have a checkbox at the right side which will "freeze" that line, allowing easier configuring of the rates.

Having set up a subsidiary bank and watched mine + the 2 AI banks, it appears the fluctuations in loan defaults are just too huge. Loan defaults got up to 310% at one point, both AI banks went bust, i only kept mine afloat because it wasnt incorporated and i could keep doing large capital injections.

(also even making the bank only give loans to AAA and A customers still ends up with the default rate going over 300%).

[David]

https://imgur.com/pDQt8sl

When choosing the allocation rates, have a checkbox at the right side which will "freeze" that line, allowing easier configuring of the rates.

Any suggestions about how the "freeze" interface element should look like? Any reference image?

Having set up a subsidiary bank and watched mine + the 2 AI banks, it appears the fluctuations in loan defaults are just too huge. Loan defaults got up to 310% at one point, both AI banks went bust, i only kept mine afloat because it wasnt incorporated and i could keep doing large capital injections.

(also even making the bank only give loans to AAA and A customers still ends up with the default rate going over 300%).

The Economy’s Impact on Loan Defaults is customizable.

Please see: https://www.capitalismlab.com/banking-d ... -settings/

The setting is called: Economy’s Impact on Loan Defaults
It determines the economy’s impact on the loan default rate. When this is set to a higher value, loan defaults will soar at a higher rate during an economic downturn, leading to a potential liquidity crisis.

Therefore, this setting has a greater impact on the profitability of banks with large amounts of high-risk, high-interest loans.

If you find the risk/return trade-off of banks in your game is not in the range you prefer, you could adjust it using this setting.

[cantdownloadit]

[/quote]

Any suggestions about how the "freeze" interface element should look like? Any reference image?

[/quote]

Just a standard checkbox either checked or unchecked

also is there no script option for setting for "Economy’s Impact on Loan Defaults" ?

[David]

Hmm.. Do you recall any games or apps that you have used that have such interface elements? What do those 'freeze' icons look like? Maybe there is a standard way for representing them, rather than just checkboxes.

[cantdownloadit]

there definitely was one, cant think what it was called at the moment though

will the same setting be causing every single commercial/residential building to have spikes in occupancy like this ?

[David]

https://imgur.com/pDQt8sl

When choosing the allocation rates, have a checkbox at the right side which will "freeze" that line, allowing easier configuring of the rates.

I would recommend that you create a poll for this suggestion on the Banking and Finance DLC forum: viewforum.php?f=52