Capitalism Lab: Release version 6.5.11 and Banking and Finance DLC

Introducing Insurance Companies in Banking and Finance DLC

The Banking and Finance DLC simulates the financial world with a level of realism that is unprecedented in video games. You can now build a business empire on a truly epic scale by extending its reach to the lucrative banking and insurance industries. It also greatly expands the types of your financial strategy that you can pursue by allowing you to issue and trade bonds, invest in global stocks, do stock splits, and pay out special dividends. 

Introducing: Insurance Companies

You can expand into the highly lucrative insurance business, underwriting millions of insurance policies and leveraging policyholders’ money to generate even more return by making shrewd investments in stocks and bonds with that money.
 

Make Investments Using Other People’s Money

One of the biggest advantages of operating an insurance company is that you can use the money that your insurance company is holding for policyholders to cover their claims in the future to invest into bonds and stocks, generating sizable investment income for your insurance company.

An insurance company generates profits in the following ways:

Underwriting Profit – an insurance company earns premium incomes by underwriting insurance policies. After claims and operating expenses have been deducted, it produces underwriting profit.

Investment Profit – an insurance company earns income from financial instruments including bonds and stocks.

On the Stock Exchange screen, you will see a new option for using your insurance company as your investment vehicle, as shown in the below screenshot. (Your insurance company is marked with an icon in front of your company name.)

See the Full Feature List of Banking and Finance DLC

Buy Banking and Finance DLC Now

Capitalism Lab: Release version 6.5.11 now available

After weeks of beta testing, the version 6.5 is now stable enough and we are rolling out it as a release version.

Click here to download Capitalism Lab installer (v6.5.11)

New Features and Improvements:

1) The interface for selecting your player character’s portrait and corporate logo for a new game has been improved. You can now select them from popup windows showing all the available choices.

2) A new option called “AI Tech Head Start” has been added to the Competitors page of the New Game Settings menu.
If you want a more challenging game, you may use this option to give AI companies head starts in fields of technology that they specialize in, which means higher starting tech levels.

3) The Dominance screen now includes the following industries: Software, Internet, Telecom, Bank, and Insurance. 

4) A new function for viewing available talents in different cities is now accessible from the Human Resources department in the corporate Headquarters for the Digital Age DLC. 

Use it to find where the needed talents are located when you intend to build a new R&D center. 

5) Added “Auto Build Civic Buildings” and “Auto Build Apartments” options on the Mayor screen for the City Economic Simulation DLC.

When this is enabled, AI will automatically build civic buildings and apartments when there is unmet demand.

6) We continued to improve the user interface throughout the game. This time the Manufacturing Unit received a facelift. 

7) A new option called "Disruption to Traditional Media" has been added to the Digital Age DLC’s new game setting menu.
When this is enabled, the traditional media (TV, Radio and Newspaper) will be disrupted by the Internet. As people embrace the Internet, they spend more time online and less time on the traditional media.

8) For City Economic Simulation DLC, the interface for Building and Demolishing Roads has been improved to allow for dragging with the mouse to build a road segment in a single mouse action. And you can now access this feature by pressing ALT-R without enabling the cheat mode.

9) The number of the corporate colors displayed in pie charts and corporate color indicators has been increased in this version, making it easier to distinguish them.

1) AI companies are now less inclined to use cash to buy back their own stocks, preferring to retain cash to fuel business expansions.

2) Improved AI in selecting the types of plants to grow in farms, as AI now does a better job assessing the demands for farm products.

3) AI will expand more aggressively by building more factories when it sees untapped market opportunities.

Modern World MOD v2.00 is now available as an EXE installer

The Modern World Mod adds an unbelievable amount of product depth, manufacturing chains and retail specialisation and tries to replicate how a modern, modular corporation may need to go about its business, whilst still using some of the games conventions to find creative problem work-around’s.

Version 2 of the Modern World Mod adds a host of new gameplay options and further deepens the complexity of manufacturing in a modern world.
It is now available as an EXE installer. Installing the mod is now easier than ever.

Click here to download the Modern World MOD installer 

New Features in Version 2.0 of the Modern World Mod:

- Real Logos added for both players and AI.
- New fictional Logos added
- Real Faces added
- Real CEO's mapped to their real life companies
- Companies mapped to their real life expertise
- Complete Product class overhaul
- Some products have their production inputs refined and updated
- Around 16 entirely new products and manufacturing chains (including Bauxite -> Alumina -> Aluminium)
- Updated Billionaires list from 2020 Forbes list
- Real Internet sites listed
- Upgraded Automobile sales building (to cover increased demand)

Capitalism Lab DLCs Currently Available

The Subsidiary DLC introduces new features for conquering the business world on a grander scale!

The City Economic Simulation DLC lets you build new cities from scratch and play the role of mayor while simultaneously growing your business empire!

The Digital Age DLC offers you an exciting opportunity to build a tech startup at the dawn of the digital age and oversee its growth to eventually become a tech powerhouse that joins the ranks of tech titans such as Microsoft and Google.

Download User-Created MODs for Free and Build Your Business Empire with Tons of New Products and Businesses. 

RealWorld MOD by Piermario

The RealWorld Mod is the most popular mod for Capitalism Lab, with over 600 products and 900 customized product images, plus lots of new logos and portraits. It is the essential mod that we recommend to all Capitalism Lab players.

Capitalism World Mod by Arcnor

The Capitalism World Mod uses the mod system in a truly creative way, adding an amazing array of new industries to the game, including airlines, insurance, banking and telecommunication, electric cars and even rockets (yep you can build your own SpaceX).

Video Game Thumb Candy MOD by BioBiro

While there is no shortage of games on the market that let you manage a video game development company, none of them matches this mod in terms of offering you an unique opportunity to produce video game console hardware and dominate the video game software market at the same time (imagine a behemoth company combining Sony and EA.)
 

Visit the official website www.CapitalismLab.com for more information

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